Insurance Claim Lawyer San Antonio

After a serious accident, the amount you recover from insurance can decide whether you can pay for medical care, replace lost income and repair or replace your property. Daspit Law Firm in San Antonio helps injured people stand up to insurance companies and pursue the compensation the law allows.

Whatever kind of injury claim you have, you will almost certainly deal with an insurer. In a car crash it is the other driver's insurance. In a product liability case it is the manufacturer's insurance. The insurer's interests and yours are not the same.

Why Insurance Companies Are Hard to Deal With After an Injury

Insurers are businesses. Paying less on a claim protects their profits, which puts them in direct conflict with a policyholder's or claimant's right to recovery. Adjusters are trained to settle quickly and for as little as possible, and they have legal teams behind them.

Common insurer tactics

•         Offering a fast, low settlement before the full cost of your injuries is known

•         Disputing fault or arguing your injuries came from something else

•         Undervaluing future medical care, therapy and lost earning capacity

•         Delaying or denying a claim without a fair explanation

What you may be able to recover

Depending on the facts, our San Antonio injury lawyers can negotiate with an insurance company for:

•         Medical costs, including anticipated future treatment

•         Rehabilitation, therapy and prescriptions

•         Property loss, such as vehicle damage or the total loss of a home

•         Lost income and future wage loss

•         Wrongful death losses, including funeral expenses, grief and loss of companionship

A Former Insurance Defense Lawyer on Your Side

Our lead attorney began his career on the other side, working as an insurance defense attorney at Fulbright & Jaworski. That experience helps us spot errors in an adjuster's calculations, anticipate the defenses an insurer is likely to raise and recognize when an insurer may be acting in bad faith.

We use that insight for clients with every kind of claim, including workplace injuries, medical injuries and serious car accidents. We are a contingency fee firm, so you do not pay us unless we recover compensation for you.

Steps to Take When You Have an Insurance Claim After an Accident

Protect your claim early

•         Get medical care right away and follow your treatment plan

•         Report the accident, but be careful about recorded statements to the other side's insurer

•         Keep medical bills, repair estimates, pay records and photographs

•         Do not sign a release or accept a settlement until you understand what your claim is worth

Mind the Texas deadline

In Texas, most personal injury lawsuits must be filed within two years of the injury under Texas Civil Practice and Remedies Code section 16.003. Policies can also set shorter notice requirements, so it is wise to speak with a lawyer early.

How Daspit Law Firm Handles Insurance Claims in San Antonio

We investigate the claim, document your losses and handle communication with the insurer so you can focus on healing. We aim to negotiate a fair settlement out of court. If an insurer will not offer one, we are prepared to take your case to court.

Our approach is simple: we treat accident victims as people, not claim numbers. We take your fight as far as it needs to go. Too often, injured people are steamrolled by insurers determined to minimize or deny their claims.

Talk to a San Antonio Insurance Claim Lawyer Today

If an insurance company is delaying, lowballing or denying your claim, call Daspit Law Firm to schedule a free consultation. We will explain your options, and you pay no fee unless we recover compensation for you.

Frequently Asked Questions

Do I have to give the insurance company a recorded statement?

You are generally not required to give the other party's insurer a recorded statement, and doing so without advice can hurt your claim. Adjusters may use casual remarks to dispute your injuries. Talk with a lawyer before agreeing, and be accurate and brief if you do speak.

Should I accept the first settlement offer?

First offers are often low and made before the full cost of your injuries is clear. Once you accept and sign a release, you usually cannot ask for more. Have a lawyer review the offer against your medical records, future care needs and lost income.

What can I do if my claim is denied?

A denial is not always final. A lawyer can review the stated reason, gather additional evidence and challenge the decision. Texas law also regulates how insurers treat policyholders, and some denials or delays may give rise to additional claims. The facts of your case will decide what is available.

How long do I have to file an injury claim in Texas?

Most Texas personal injury lawsuits must be filed within two years of the injury, under Texas Civil Practice and Remedies Code section 16.003. Some situations have different deadlines, so speak with a lawyer as soon as you can.

How much does it cost to hire Daspit Law Firm?

We work on a contingency fee basis. You do not pay unless we recover compensation for you, and your first consultation is free.