In Texas, most private employers may choose not to carry state workers' compensation insurance. Those employers are called non-subscribers, and their injured workers often face a different and more difficult claims process. If you were hurt at work for a non-subscriber employer, such as Walmart, call The Daspit Law Firm at (888) 217-8432 to talk about your options.
Non-subscriber claims do not follow the standard workers' compensation system, so the rules often depend on your employer's own benefit plan. The Daspit Law Firm represents injured workers in San Antonio and South Texas, and we are available to give legal guidance and representation for your non-subscriber work injury claim. You pay no fee unless we recover compensation for you.
Walmart is one of the best-known non-subscriber employers in Texas, and its employees are not covered by traditional workers' compensation. We offer our services to Walmart workers in every job position, including:
• Cashiers
• Stockroom workers
• Merchandisers
• Managers
• Greeters
• Baggers
Non-subscriber employers replace state workers' compensation with their own injury benefit plan. These plans are set by the employer, so the benefits, paperwork and deadlines can differ from what workers expect. You may still be eligible for coverage that helps pay medical expenses and lost wages, but the amount and the terms are decided by the employer.
Because a non-subscriber has opted out of the state system, an injured employee may in some cases bring a negligence claim against the employer in court. Under Texas law, a non-subscriber loses certain defenses that other employers can use. Whether this applies to you depends on your facts, so ask an attorney to review them. Compare this with a standard workers' compensation claim.
Negligence lawsuits in Texas are generally subject to a two-year limitations period. Your employer's plan may also set a much shorter deadline to report your injury, and some require notice within 30 days. Missing a deadline can put your claim at risk, so report your injury and call us promptly.
Busy stores can create hazards for employees and customers alike. Work accidents that may occur at a busy Walmart include:
• Slip and fall accidents
• Injuries from falling objects stored in top stock locations
• Back injuries from lifting heavy merchandise
• Parking lot accidents between a vehicle and a worker
No matter how your injury happened, you may have the right to pursue compensation and coverage. See our pages on work injury and premises liability for related claims.
A non-subscriber chooses to control how its employees are compensated after an accident, so the process may not work in your favor. You can protect your claim with these steps.
Tell a supervisor or manager about the accident as soon as possible. Waiting more than 30 days could put your claim at risk.
Collect the information your supervisor gives you about how to proceed and how to deal with the employer's insurer. Follow the instructions carefully, because missed steps may jeopardize your claim.
Call us as soon as you receive that information. We can help you complete the requested forms, file them correctly and stand ready if the company pushes back or undervalues your claim.
All too often, injured workers are steamrolled by insurance companies determined to minimize or deny claims. We take your fight as far as it needs to go. Call (888) 217-8432 for a free consultation and learn how to seek the compensation you deserve.
A non-subscriber is an employer that has chosen not to carry state workers' compensation insurance. Most private employers in Texas are allowed to make this choice. Many offer their own injury benefit plan instead, and the terms of that plan are set by the employer, not by the state.
Yes, Walmart is widely reported to be a non-subscriber in Texas, which means its employees are not covered by traditional workers' compensation. Walmart workers typically have to follow the company's own injury reporting and claim process. We can review your situation and the plan that applies to you.
In some cases, yes. An employee of a non-subscriber may be able to file a negligence claim against the employer, and the employer loses certain legal defenses. Every case turns on its facts and on any plan or agreement you signed, so an attorney should review your documents.
Report it to a supervisor or manager as soon as possible. Waiting longer than 30 days could put your claim at risk. Keep copies of any forms, ask for instructions on the claim process in writing and call an attorney early.
The Daspit Law Firm works on a contingency fee basis for injury claims, so you do not pay unless we recover compensation for you. Your first consultation is free. Call (888) 217-8432 to discuss your case with our San Antonio team.
All too often, accident victims are steamrolled by insurance companies determined to minimize or deny their claims. Don't let this happen to you. Hire us to fight for the compensation you deserve.
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At The Daspit Law Firm, Our Team of Attorneys Handles the Full Range of Personal Injury Cases, Including Car and Truck Accidents, Industrial Accidents, Construction Accidents, Maritime & Offshore Accidents, and Much More.
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