Federal law requires drivers to purchase auto insurance to cover the costs of any property damage or injuries that they cause in the event of an accident. While most drivers are responsible in this regard, there are still many that choose to drive without insurance. If you are involved in an accident with an uninsured driver, how can you make a claim for compensation?
Need advice after an uninsured motorist accident? Call The Daspit Law Firm today for a free consultation.
When a driver lacks their own insurance coverage, you will have to rely on your own coverage to pay for damages after an accident. If you have purchased uninsured or underinsured (UM/UIM) coverage through your insurance company, you may be able to use it to pay for repairs to your vehicle and medical care. However, it may not be enough to cover all of your expenses. In this case, you may be able to file a claim against the negligent driver.
Before making a decision, consult with a lawyer from our firm. Depending on the circumstances of your case, we can help you determine whether it will be more beneficial for you to file a claim through your insurance or to sue the negligent driver. Since it is not possible to collect the same benefits twice, any costs that would not be covered by an insurance claim could not be recovered from a personal injury claim. By retaining our services, we can advise you on what would work best for your situation so that you can receive the maximum amount of financial compensation possible.
Because there is a two-year statute of limitations for filing a personal injury claim in the state of Texas, it is important that you contact the Austin car accident lawyer from The Daspit Law Firm as soon as possible to begin discussing your options for legal action.
For a free consultation, please call us today at (888) 568-8976, or click here to fill out an online form.
All too often, accident victims are steamrolled by insurance companies determined to minimize or deny their claims. Don't let this happen to you. Hire us to fight for the compensation you deserve.