Uber & Lyft Accident Lawyer in Victoria, TX

Rideshare accidents involve more insurance, more parties and more finger-pointing than ordinary crashes. Whether you were a passenger, another driver, a pedestrian or the rideshare driver, you may have options. The Daspit Law Firm can help you sort them out. Call (888) 273-1045 for a free consultation.

Why Rideshare Accident Claims Are Complicated

A rideshare driver is usually an independent contractor, and the company tries to keep that distance. Which insurance applies depends on what the driver was doing at the moment of the crash.

Insurance by Driver Status

•         App off: the driver's personal auto policy applies.

•         App on, waiting for a ride request: a lower level of company coverage generally applies.

•         Ride accepted or passenger in the car: the company's higher commercial coverage generally applies.

Texas law sets minimum coverage for each stage.

Why Driver Status Is Contested

Rideshare companies and insurers may dispute whether the app was on. App data and trip records are key, and we move early to preserve them.

Who Can Make a Claim?

Passengers

If you were hurt in the rideshare vehicle, you may have claims against the rideshare driver and the company's coverage, or against another at-fault driver. See car passenger injuries.

Other Drivers and Pedestrians

If a rideshare driver hit you, you may be able to claim against the driver and the company's coverage depending on the driver's status.

Rideshare Drivers

If you were hurt while driving for Uber or Lyft, coverage depends on your status and the other party's fault. Speak with a lawyer before giving any statement.

Common Causes of Rideshare Crashes

•         Distracted driving, including phone and app use

•         Fatigue from long hours

•         Speeding and unfamiliar routes

•         Rushing to pick up or drop off

•         Impaired driving

What to Do After a Rideshare Accident

1.       Get medical care and call 911.

2.       Take screenshots of the trip and driver details in the app.

3.       Photograph the scene, vehicles and injuries.

4.       Get names of witnesses and the driver's insurance details.

5.       Report the accident through the app, but do not give detailed recorded statements to any insurer before speaking with a lawyer.

Damages You May Seek

•         Medical expenses, past and future

•         Lost income and earning capacity

•         Pain, suffering and mental anguish

•         Physical impairment and disfigurement

How We Help

We identify every policy that may apply, preserve app and trip data, handle the insurers and prepare your case for settlement or trial. We work on contingency.

Frequently Asked Questions

Can I sue Uber or Lyft directly?

It depends. Rideshare companies often argue they are not responsible for drivers, but their insurance coverage may apply. A lawyer can evaluate the best path.

What if the driver had no passengers?

Coverage may still apply depending on whether the app was on. The driver's status at the time is the key question.

Will my own insurance cover me?

Possibly, through uninsured/underinsured motorist or Personal Injury Protection coverage.

Should I give a statement to the rideshare company?

Report the accident, but avoid detailed statements to any insurer before speaking with a lawyer.

How long do I have to file a claim?

Most personal injury lawsuits in Texas must be filed within two years. 

Hurt in a Rideshare Crash? Call Us

Call (888) 273-1045 or contact us online.