Personal Injury Protection (PIP) in Texas

Car Accident Lawyers in Victoria Fighting for Full & Fair Compensation

Victims injured in preventable car accidents depend on successful personal injury claims to recover the damages they incurred in wrecks caused by negligent drivers. This includes their pain and suffering, lost work income, and medical expenses, among other damages. In many cases, negligent drivers who cause wrecks are held accountable for these damages, which are paid in full through their auto liability insurance. However, in some cases, at-fault drivers may not have enough insurance coverage to cover all the damages victims suffered. When this happens, victims can face additional concerns and challenges for being on the hook for the remaining damages.

While personal lawsuits against at-fault drivers may help make up the difference in insurance coverage gaps when negligent drivers carry minimum auto liability insurance or simply not enough coverage, it is often the case that these drivers don’t have enough personal funds to account for that difference. As such, victims may need to pursue other, more viable sources of compensation through other avenues, such as an uninsured / underinsured (UM / UIM) motorist claim, if they have this coverage, or Personal Injury Protection (PIP) coverage.

Personal injury Protection coverage is one viable way to recover funds following a car accident, especially car accidents caused by drivers with insufficient insurance coverage. At The Daspit Law Firm, our Victoria car accident attorneys have decades of combined experience handling not only personal injury claims against at-fault motorists, but also PIP claims filed with victims’ own insurance companies when they need additional funds.

Were you or a loved one injured in a car wreck in Victoria or anywhere throughout Texas? Learn more about your right to compensation and how The Daspit Law Firm can help. Call (888) 839-1724 24/7 for a FREE consultation.

How PIP Coverage Can Make The Difference When it Matters Most

Personal Injury Protection coverage is a form of insurance all Texas insurance companies are required to offer their customers. Purchased in addition to auto liability insurance, it works as a type of safety mechanism that can help victims (drivers and passengers) injured in auto wrecks. Purchased in increments of $2,500 or $5,000 dollars, PIP coverage can be provided for the full amount to any vehicle occupant harmed in a wreck.

In the context of preventable auto accidents and personal injury claims, PIP coverage can be critically important. First, it can provide compensation soon after a wreck, given that it is a form of no-fault coverage that pays out no matter who is at fault for causing an accident. This is important during the personal injury claim process, which can take time to resolve and is based on proving negligence.

Second, Personal Injury Protection coverage can prove vital when there are gaps in insurance coverage, which is often the case when victims (especially those who suffered catastrophic injuries) incur damages that exceed the policy limits of insurance coverage carried by at-fault drivers. PIP claims can help make up this difference.

Fighting Insurance Companies

While PIP coverage is important, and something all Texas motorists should consider purchasing to protect themselves, pay outs are never automatic nor guaranteed. Just as with personal injury claims, insurance companies are quick to deny, dispute, and delay payment in efforts to protect their profits. By working with experienced lawyers, however, victims can level the playing field and ensure their claims are handled fairly and in a timely manner by their insurance providers.

With decades of collected personal injury experience and the insight of former insurance defense lawyer John Daspit, our legal team knows how to fight insurance companies and pursue the compensation our clients and their loved ones deserve. This includes payments under PIP coverage, when applicable, for damages that include medical bills, hospital or nursing services, ambulance expenses, funeral costs, and 80% of lost income.

The Daspit Law Firm is Here to Help: Call for a FREE Consultation

The Daspit Law Firm is exclusively focused on helping injured victims and families navigate every step of their legal journeys following preventable car accidents – including the personal injury claim process and any PIP claim to seek additional compensation when at-fault drivers carry minimum liability policies or policies that simply don’t meet the full needs of victims. If you would like more information about protecting your right to compensation and how our talented and proven legal team can help you, do not hesitate to contact us 24/7 for a FREE consultation.

We work with clients across the state and offer appointments during weekends and evenings, as well as at your home or hospital. Call (888) 839-1724 to get started.

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