Texas PIP Claims Lawyer in Victoria

Personal Injury Protection coverage can pay you soon after a car accident, no matter who caused it. The Daspit Law Firm's Victoria car accident attorneys handle both injury claims against at-fault drivers and PIP claims with your own insurer. Call (888) 273-1045 24/7 for a free consultation.

Why Insurance Gaps Leave Victims Short

Victims of preventable wrecks rely on injury claims to recover pain and suffering, lost income and medical expenses. Usually the at-fault driver's liability insurance pays. Sometimes it does not cover everything.

When the At-Fault Driver Is Underinsured

If a negligent driver carries minimum coverage or too little, victims can be left with the remaining damages. A lawsuit may not close the gap, because many drivers lack the personal funds to pay the difference.

Other Sources of Compensation

Victims may need other options, such as an uninsured/underinsured motorist (UM/UIM) claim, if they have that coverage, or PIP coverage.

What Is PIP Coverage in Texas?

PIP is insurance that Texas insurers are required to offer their customers. It is purchased in addition to liability insurance and can help drivers and passengers injured in a wreck.

How PIP Works

PIP is no-fault coverage, so it pays regardless of who caused the accident. Coverage is purchased in set amounts, and the amount on your policy is the limit for each person in the vehicle. 

Why PIP Matters After a Car Accident

•         Faster payment. An injury claim can take time and depends on proving negligence. PIP can provide money sooner.

•         Fills coverage gaps. When damages, especially from catastrophic injuries, exceed the at-fault driver's limits, PIP can help make up the difference.

What PIP Can Pay For

PIP can include medical bills, hospital or nursing services, ambulance costs, funeral costs and 80% of lost income. 

Fighting Insurance Companies for Your PIP Benefits

PIP payouts are not automatic. Insurers may deny, dispute or delay payment to protect profits.

Experience on Your Side

With decades of combined injury experience and the insight of former insurance defense lawyer John Daspit, our team knows how to fight insurance companies.

Our Focus

We focus on helping injured victims through every step after a preventable car accident, including the injury claim and any PIP claim. See car accidents.

Frequently Asked Questions

What is Personal Injury Protection in Texas?

It is optional no-fault coverage on your auto policy that pays certain medical and income losses after a crash, regardless of fault.

Does using PIP raise my rates?

That depends on your insurer and policy. Ask your agent, and we can explain how claims are typically handled.

Can I use PIP and also sue the at-fault driver?

Yes, PIP is separate from a claim against the at-fault driver. There can be rules about how the payments are accounted for. 

Does PIP cover passengers?

PIP generally covers occupants of your insured vehicle, and it may also cover you as a passenger in other vehicles or as a pedestrian.

What if my insurer denies my PIP claim?

Call us. We can review the denial, push the insurer to act, and pursue the benefits you are owed.

Call for a Free Consultation

We work with clients across Texas, offer weekend and evening appointments, and meet at your home or hospital. Call (888) 273-1045 to get started.