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Will Uber Pay for My Car Accident?

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As rideshare accidents become more and more common, it’s important to understand what will happen if you are involved in an Uber accident. Rideshare accidents are complicated compared to typical car accidents. Dealing with third parties like Uber can make it difficult for people to obtain the compensation they deserve after sustaining injuries. Our Houston Uber accident attorneys explain if Uber will pay for damages after an accident.

Uber Insurance for Rideshare Drivers

Rideshare drivers are covered by Uber in the event of an accident only if they are available or waiting for a ride request, or if they are in route to pick up riders. Below are Uber’s insurance policies for rideshare drivers:

Insurance Coverage for Drivers Available or Waiting for a Ride Request:

Uber maintains auto insurance on behalf of drivers in case of an accident. You will receive this coverage if your personal car insurance doesn’t apply.

  • $50,000 in bodily injury per person
  • $100,000 in bodily injury per accident
  • $25,000 in property damage per accident

Insurance Coverage for Drivers in Route to Pick Up Riders and During Trips:

Uber maintains the following auto insurance on rideshare driver’s behalf if their personal insurance doesn’t apply.

  • $1,000,000 third-party liability
  • Uninsured/underinsured motorist bodily injury²
  • Contingent comprehensive and collision³
  • Up to actual cash value of the car ($1,000 deductible)

Third-Party Liability Insurance

Uber does pay for your accident in case of a bodily injury and property damage caused to a third party/passenger. Uber states that they provide insurance coverage for drivers and riders if a covered accident occurred during an Uber trip, and another driver is at fault and doesn’t have sufficient insurance. This also applies to cases of hit and run accidents.

Experienced Houston Uber Accident Attorneys

If you or your loved one were injured in an Uber accident, it is imperative that you seek legal guidance as quickly as possible. Although Uber does offer insurance coverage in the event of an accident, it’s no guarantee that they will provide you with the compensation you deserve for your injuries. Our team at Daspit Law Firm can help you determine how much compensation you deserve. We will work tirelessly to help you obtain the compensation you need.

Contact our Houston Uber accident lawyers today at (888) 273-1045 to schedule a virtual consultation!

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All too often, accident victims are steamrolled by insurance companies determined to minimize or deny their claims. Don't let this happen to you. Hire us to fight for the compensation you deserve.

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