After a car accident, you’re supposed to go through the insurance company to seek compensation for the damages you have sustained—both personal and property. After all, you pay high premiums for the protection offered by an insurance coverage.

However, it’s not always a simple procedure and insurance companies don’t always follow up on their promise to care for their policyholders. This is because they want to protect their own profits. As such, they may lie following a car accident in order to pay out as little as possible—or nothing at all.

1. Your Coverage Isn’t Adequate Enough

Far too often, insurance companies bank on their policyholders not reading their policy and not knowing what’s covered under their agreement. Unfortunately, this occurs a lot and the insurance company uses it to their advantage.

They are quick to try and claim that a policy doesn’t cover certain damages. It’s imperative for all policyholders to fully understand their coverage and know what they can file a claim for after a car accident. This allows you to combat any tactics should the insurance company try to lie.

2. You Were At Fault for the Accident

When an accident is caused by someone else’s negligence, you file a claim with that person’s insurance company for compensation. Because they don’t want to pay out, they may try and claim that you were at fault for the accident.

They’ll do whatever they can to limit their own liability, including seeking a recorded statement from you. The hope is that they’ll get a recording of you contradicting your own statements and can use it as an admission of fault.

3. Your Damage Isn’t As Costly As You Thought

You may receive a quote regarding the damage you have sustained, but the insurance company typically has their own adjuster check out your vehicle and personal injuries to determine how much they feel you should be compensated.

The insurance company’s adjuster may try hard to limit the amount they have to pay for damages. Paying less than what you deserve may be considered insurance bad faith.

Our Houston car accident lawyers at Daspit Law Firm are ready to help you protect your rights against unscrupulous insurance companies and seek the compensation you deserve.

Call us today at (888) 273-1045 to discuss your potential case.