Auto accidents are unpredictable, as are their impact on the lives of victims who suffer preventable injuries. Fortunately, if you or someone you love has been injured in a car accident caused by another driver’s negligence, our civil justice system affords you the right to pursue financial compensation for your losses through a personal injury claim. These claims are typically handled by the insurance companies with whom at-fault drivers have purchased auto insurance.
Because Texas only mandates drivers to purchase minimum auto liability insurance, there are times when such coverage proves insufficient to cover all the damages victims incur. This is especially true given the rising costs of medical treatment, and in cases where victims have suffered serious or even catastrophic injuries. When at-fault drivers are underinsured, it can create new challenges for victims that need to make up the difference in insurance gaps.
At The Daspit Law Firm, our Galveston car accident attorneys have dedicated their careers to helping injured auto wreck victims level the playing field with insurance companies. While we always fight aggressively to pursue full and fair recoveries in personal injury cases, we also have the experience to help victims when there are coverage issues – meaning that at-fault drivers don’t have enough insurance to cover all of their damages. This often involves filing claims through other avenues, including a victim’s own Personal Injury Protection (PIP) coverage.
Have questions about your right to compensation following a car accident? Call our legal team at (888) 221-2437 for a FREE consultation. We’re available 24/7!
Personal Injury Protection is insurance coverage all insurance providers in Texas are required to offer their customers. As an additional form of auto insurance coverage, similar to uninsured motorist coverage (UIM), it is designed to further protect injured drivers and passengers when their wrecks are caused by motorists who don’t carry enough insurance to cover their claims. Typically, it is offered in increments of $2,500 or $5,000, and applies to every individual (driver or passenger) injured in a wreck.
Here are a few important facts about PIP coverage:
PIP coverage is certainly an important safety net, and a form of insurance all motorists should consider purchasing to protect themselves from the unexpected. However, it must be remembered that insurance companies are still corporations, and as such have a vested interest in paying victims as little as possible. This is why it becomes important to work with proven injury attorneys who have the experience, insight, and resources to ensure insurance companies handle claims fairly and pay victims what they rightfully deserve.
Led by Firm Founder John Daspit, a former insurance defense attorney, our legal team has a unique level of insight into how insurance companies handle claims and pay victims. With this background and decades of collective experience, we help clients navigate all aspects of the personal injury claim process and any other available avenue for compensation, including Personal Injury Protection claims.
Following a wreck, the most important thing you can do to protect your right to compensation is to immediately speak with an attorney. Our lawyers are available 24/7 to help, and offer evening and weekend appointments for your convenience, as well as home and hospital visits if you are unable to make it to us. Learn how we can help you when you call (888) 221-2437 for a FREE consultation.
All too often, accident victims are steamrolled by insurance companies determined to minimize or deny their claims. Don't let this happen to you. Hire us to fight for the compensation you deserve.