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Personal Injury Protection (PIP)

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Personal Injury Protection Coverage (PIP)

Fort Worth Car Accident Lawyers Dedicated to Maximizing Compensation

Being injured in an auto accident can create extensive burdens and concerns over how to cover expenses and losses. Fortunately, the personal injury claim process allows victims harmed by the negligence of others to take legal action and pursue a recovery of their damages – including medical expenses, lost wages, pain and suffering, and more. In some cases, however, at-fault drivers may only carry minimum basic insurance, which may not be enough to cover damages victims suffer as a result of expensive medical needs, considerable lost income, and catastrophic injuries.

When an at-fault driver’s insurance doesn’t meet the needs of injured victims, there may be options for pursuing compensation through other means. This includes Personal Injury Protection (PIP) claims victims file with their own insurance providers. Although most Texas motorists have PIP coverage as part of their auto insurance policies, not all know how it works.

At The Daspit Law Firm, our legal team has helped numerous car accident victims across Texas protect their right to compensation. This not only involved our aggressive pursuit of compensation through personal injury claims filed against at-fault parties, but also our experienced exploration of other available means of compensation, such as PIP coverage.

Learn more about insurance coverage, car accidents, and your rights as a victim when you call (888) 237-3705 for a FREE consultation. Our firm is available 24/7.

Understanding PIP Insurance in Texas

By law, insurance companies in Texas must offer motorists Personal Injury Protection Insurance when they purchase auto liability coverage. This form of coverage can be an important safety net when drivers and passengers suffer injuries in auto accidents, especially when policy limits of at-fault drivers don’t meet the full needs and damages suffered by victims. With PIP coverage, injured drivers and passengers can receive payment for certain expenses they suffered in accidents, no matter who is at fault.

These expenses include:

  • Medical expenses and procedures
  • Hospital, ambulance, and nursing expenses
  • Funeral costs
  • 80% of lost income caused by injuries

Not only can PIP be critically important for victims injured by underinsured drivers, it can also provide some payment before any personal injury claim against the at-fault driver is resolved. This is because PIP is no-fault coverage, and pays regardless of who caused a wreck. As victims and families often experience financial strains following accidents and injuries, this immediate payment can prove helpful in easing the burdens they face. However, payment of PIP is never guaranteed, especially when insurance companies attempt to dispute or deny coverage to protect their own financial bottom line.

Fortunately, victims who work with The Daspit Law Firm can benefit from a legal team experienced in fighting insurance companies – it’s what we do for clients across the state. As a former insurance defense lawyer, Attorney John Daspit also has the insight to compel insurance providers into handling PIP claims in good faith, and ensuring they pay policy holders what they are rightfully owed under their policies.

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The Daspit Law Firm draws from decades of collective experience, an insurance defense background, and a passion for helping victims and families when they need it most to seek the maximum possible compensation for clients.

Over the years, we have helped clients injured in all types of auto wrecks, including those involving underinsured and uninsured motorists.

We Take Your Fight As Far As It Needs To Go

All too often, accident victims are steamrolled by insurance companies determined to minimize or deny their claims. Don't let this happen to you. Hire us to fight for the compensation you deserve.

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