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Personal Injury Protection

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PIP Coverage (Personal Injury Protection)

Dallas Car Accident Attorneys Available 24/7

Personal injury law enables victims of auto accidents caused by the negligence of others to pursue financial compensation for their damages, including their medical bills, lost wages, and pain and suffering. While successful claims filed against drivers at fault for causing wrecks and injuries can help injured victims recover the compensation they need and deserve, not all personal injury cases are that easy – especially when at-fault drivers are underinsured, and the limits of their policy don’t cover the full amount of damages victims incurred in car accidents they caused.

When this is the case, victims may have the ability to seek compensation recoveries through other avenues, including any Personal Injury Protection (PIP) coverage they have with their own insurance provider. While many Texas motorists have this form of coverage, not everyone knows how it works and why it can make the difference when it matters most.

As a firm committed to helping victims across Texas in their quests to be made whole after preventable car accidents and other injuries, The Daspit Law Firm has the experience, tools, and resources to maximize compensation for our clients. This means not only providing skillful and aggressive representation during the personal injury claim process against at at-fault driver, but also working diligently to explore other means of compensation, such as PIP coverage, when necessary.

Call (888) 568-7176 to discuss your case and rights during a FREE and confidential case review. The Daspit Law Firm is available 24/7, and offers weekend, evening, home, and hospital appointments.

How Does PIP Coverage Work?

Insurance companies in Texas are required by state law to offer Personal Injury Protection coverage to drivers and passengers who purchase auto insurance. As a form of no-fault coverage, PIP insurance pays drivers and passengers certain expenses when they suffer injuries in accidents.

This includes payment, based on the amount of coverage a policy holder purchases, for things like:

  • Health care treatment, procedures, and other medical bills
  • Nursing, hospital, and ambulance expenses
  • Expenses for funeral services (in the case of wrongful death)
  • 80 percent of lost income

There are a few reasons why PIP insurance coverage can be a critical safety net in the wake of auto accidents and injuries. First, it can make up the difference in any coverage gaps caused by underinsured drivers who don’t have enough insurance to cover all the damages suffered by victims – especially those with extensive medical bills or catastrophic injuries. Second, PIP is a form of no-fault insurance coverage, which means it pays regardless of who is responsible for causing a wreck. As such, injured drivers and passengers can recover payment under their PIP policy while any personal injury case they file against the at-fault driver in their accident is still pending. This can make a considerable difference for victims and families that need to ease financial burdens created by their wrecks.

It is important to remember that although PIP coverage can provide an essential and viable source of compensation when there are gaps in insurance, an automatic or fair payment is never guaranteed. This is because insurance companies are corporations that care more about their bottom line than they do the well-being of victims, and why it is crucially important to work with experienced lawyers.

At The Daspit Law Firm, we have extensive experience fighting back against insurance companies to make sure they pay victims what they rightfully deserve, and leverage the background of Firm Found John Daspit, a former insurance defense lawyer, when doing so.

Request a FREE Review of Your Case

If you or someone you love has recently been injured in a car accident in Dallas or any of the surrounding areas of Texas, or would like more information about pursuing a personal injury claim and / or a Personal Injury Protection claim, do not hesitate to contact The Daspit Law Firm. Our lawyers are available 24/7 to help, and provide free and confidential consultations. If you’re not able to make it to use, we also offer free home and hospital visits!

Call (888) 568-7176 today to get started.

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All too often, accident victims are steamrolled by insurance companies determined to minimize or deny their claims. Don't let this happen to you. Hire us to fight for the compensation you deserve.

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At The Daspit Law Firm, Our Team of Attorneys Handles the Full Range of Personal Injury Cases, Including Car and Truck Accidents, Industrial Accidents, Construction Accidents, Maritime & Offshore Accidents, and Much More.


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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

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