Personal Injury Protection (PIP) Claims

Corpus Christi Car Accident Lawyer

Being injured in a preventable car wreck can create a number of concerns and setbacks, especially when it comes to financial well-being. Although personal injury claims filed against the at-fault party can allow victims to ease these concerns and recover financial compensation for their damages – including their pain and suffering, medical bills, and lost income – there are times when such claims may not provide the full amount of compensation victims need to cover all their losses, especially when insured drivers carry only minimum liability coverage.

When at-fault drivers are underinsured, victims face insurance gaps that can leave them on the hook for paying the rest of their damages. Fortunately, there may be options for making up the difference, including claims victims file with their own insurance providers under their Personal Injury Protection (PIP) insurance coverage, if they have purchased it.

At The Daspit Law Firm, our team of Corpus Christi car accident attorneys have decades of collective experience helping auto accident victims across Texas protect their rights when filing claims with insurance companies representing the driver’s responsible for their preventable wrecks. With our experience and the insight of Firm Founder John Daspit, a former insurance defense lawyer, we have the tools to help clients pursue all available avenues for a recovery, and to maximize their compensation as much as possible.

Learn more about Personal Injury Protection coverage and pursuing compensation after a car accident when you call (888) 326-3534 for a FREE consultation. The Daspit Law Firm is available 24/7.

How Does Personal Injury Protection Work?

Personal Injury Protection is a type of no-fault insurance coverage most motorists in Texas have. This is because insurance companies are required by state law to offer this form of coverage, often in increments of $2,500, $5,000, or $10,000. As no-fault coverage, PIP works by providing payments to victims (as drivers or passengers) who are injured in auto accidents – no matter who is at fault.

PIP coverage can prove immensely important in not only providing an additional source of compensation when it is available, but also one that can be paid immediately after a wreck (since it is not based on fault or the outcome of any negligence claim). It can also serve as a type of lifeline victims need to make up any gaps in insurance coverage created by at-fault drivers who were underinsured, and whose policies do not provide enough compensation to victims, especially those who have extensive medical bills caused by catastrophic injuries.

Although PIP payouts depend on the amount of coverage purchased, it can be provided to any drivers or passengers (individually) after a wreck. The coverage pays for car accident damages that include:

• Medical procedures, treatment, and other relevant medical bills
• Expenses for hospital, nursing, or ambulance services
• Funeral or burial expenses (in the case of wrongful death)
• 80% of lost work wages

Personal Injury Protection, much like uninsured / underinsured motorist coverage (UM / UIM) is coverage that can make the difference when it matters most – but it is never guaranteed or automatic, especially when insurance companies try to dispute or deny claims to protect their own profits. By working with experienced personal injury lawyers like those at The Daspit Law Firm, victims can gain the support and representation needed to fight insurance companies and secure the compensation they need and rightfully deserve.

Learn More About Your Rights During a FREE Case Review

Exploring your right to compensation after a car accident that was not your fault can be a challenging endeavor – but it can be made easier and successful with experienced legal representation. At The Daspit Law Firm, our legal team is passionate about helping clients navigate the personal injury claim process and exploring other avenues for compensation, including PIP claims with their own insurance provider. Learn more about your rights and particular case when you call (888) 326-3534 for a FREE consultation. Our firm serves clients throughout Texas and offers evening, weekend, and home and hospital appointments.

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