Uninsured Motorist Accidents in Houston

Car Accidents Claims Involving Uninsured Drivers

In Texas, individuals are required by law to pay for the accidents they cause. Most drivers resolve this with driver insurance, which covers the costs of damages and injuries that other drivers suffer. In turn, other drivers that cause you to suffer damages and injuries are expected to pay your costs. What happens when the other driver involved in your accident is uninsured?

Depending on whether you purchased uninsured motorist coverage, you may be protected—however, this coverage does not guarantee your protection in all circumstances. At Daspit Law Firm, our Houston car accident attorney helps clients review their situation and pursue an effective course of legal action to secure their compensation entitlements.

We have recovered millions in damages for our clients. If your circumstances involve an uninsured motorist,
call our firm today and fight to protect your future with our team at your side!

What are my options in an accident with an uninsured motorist?

Many factors come into play during a car accident with an uninsured driver. If you have uninsured motorist coverage, your expenses may be covered by insurance, whether you were involved in the accident as a driver, pedestrian, or passenger. If you do not have this coverage, then you may not be able to file a claim with your insurance—instead, you may file a claim against the negligent driver.

The exact course of action will depend in the unique circumstances of your case, and our car accident attorneys in Houston may help you get a better understanding of your options. Because the Texas statute of limitations only allows personal injury claims to be filed within two years of an incident, it is important that you take immediate action to file a claim for the compensation you need to recover.

What if I was involved in a hit and run accident?

If the other driver's vehicle made contact with your vehicle, this may be grounds for filing a claim for compensation. Uninsured motorist coverage usually offers protection to insured drivers when they are involved in a hit-and-run accident. Even if you do not have this coverage, you may still be able to pursue a claim, whether against another negligent party or your own insurance.

Insurance Compensation Vs. Negligence Claim

Accident compensation is intended to restore individuals to the state they were in before an accident occurred. Because of this, individuals are unable to collect twice for the same damages and injuries. This means that if you claim compensation from another driver's insurance, you may not also file a claim for personal injury against the negligent driver.

These claims may be more beneficial to individuals depending on their situation. For example, if you suffer serious injuries in a car accident, driver insurance may not cover your full losses and expenses. This is especially true in an accident involving an uninsured motorist—you may be better off filing a negligence claim against the driver who caused the accident.

Find more information about uninsured motorist insurance laws in
Texas Statutes – Insurance Code Chapter 1952 ( TEX IN. CODE ANN. § 1952).

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At Daspit Law Firm, we help our clients return to a stable financial state after an accident. That is why we operate on a contingency fee basis, which means that we do not collect attorney fees unless you win compensation! This allows us to focus on developing a formidable case in defense of your claim, and allows you to focus on your recovery without fear of added financial burden. Working with our firm does not have to come at greater cost to you. Our Houston car accident lawyers have recovered millions for our clients, and we may offer a positive resolution for your troubles as well.

Schedule a free consultation with our personal injury team today and fight for the entitlements you deserve!