Beaumont Non-Subscriber Work Injury Attorneys

Navigating Insurance Policies at Walmart and Other Texas Companies

In Texas, workers’ comp is not a state requirement. To protect themselves from personal injury lawsuits, however, most companies carry private workers’ comp insurance. When a business chooses to make their own rules and pursue a private policy, it is referred to as a “non-subscriber.” Walmart is one of the most notorious non-subscribers in all of Texas and is well known for making its own rules when it comes to workers’ comp.

To take advantage of your benefits without delays or other complications, you may need a seasoned Beaumont non-subscriber attorney to help you through the claims process.

At The Daspit Law Firm, we understand Texas workers’ comp regulations and are not afraid to pursue a lawsuit if you are not fully and fairly compensated by Walmart or any other non-subscriber.

Walmart: A Corporation in Control

Until May of 2019, Walmart was the largest retailer in the world. In 2018, the company reported $514.4 billion in total revenue and was proud to hire approximately 2.2 million associates at its 11,718 locations worldwide.

Each of these associates, who work hourly, managerial, and other roles are exposed to the risk of accidents and injuries in the workplace, just like any other employee in the United States. In every state except Texas, these employees are protected by mandatory, statewide workers’ comp policies.

Nevertheless, in Texas, any worker who slips and falls, is struck by an object, hurts themselves lifting, or is involved in a parking lot accident at work, is covered at Walmart’s discretion.

Injured workers must fastidiously follow company guidelines to claim benefits for injury-related medical expenses, lost wages, disability, and death. Because Walmart makes the rules, they may also choose not to provide benefits in the event of a permanent disability or wrongful death.

Our attorneys can help you navigate the Walmart workers’ comp system and pursue a lawsuit if the benefits they offer are insufficient. Call us at (888) 395-8563 today to get started.

Filing a Non-Subscriber Claim

If your employer chooses to carry workers’ comp insurance as a non-subscriber, they will have their own system for filing a claim. Walmart, for instance, carries an independent insurance policy and its process is extremely strict.

To make the most of your Walmart workers’ comp claim, make sure to do the following:

• Report immediately: Some policies allow reporting for up to 30 days after the accident, but the sooner you report your injury to your supervisor, the better your chances of receiving benefits will be!
• Read all the information you are given and follow instructions: Walmart may want you to see a certain doctor or file special paperwork. Make sure you adhere to these requests; failure to do so could result in a delayed or denied claim.
• Consult an attorney: Retaining counsel is your legal right and can help you obtain additional compensation in the event of a low payout. Our attorneys at The Daspit Law Firm can help you pursue benefits and file an accident claim to increase your compensation if needed.

Even if your benefits are adequate, having an attorney can help you handle the entire claims process with clarity and confidence. Insurers can be exceptionally difficult to deal with, which is a headache you don’t want to worry about while you focus on recovery.

Let us help you through a difficult time. Contact our attorneys today!

Pursuing Benefits

When you get hurt at your place of work, workers’ comp insurance helps cover all your accident-related medical expenses. Even non-subscriber policies should reimburse you for medical bills and temporary missed wages.

Some insurance plans, though, like those carried by Walmart and other non-subscribers, may refuse to pay disability or death benefits.

If this is the case, you or your loved ones may have to file an additional lawsuit to claim what’s rightfully yours.

No matter your situation, The Daspit Law Firm can help!

Trusting Our Firm

When you choose The Daspit Law Firm to represent you during a workers’ comp case, you will get the cutting-edge experience of our attorneys, personalized service, and an increased chance of maximum compensation.

We get to know you, so we can help you get what you want. Additionally, we do not collect any legal fees unless we win your case.

For 24/7 legal assistance, call us at (888) 395-8563 or request a free consultation online.

Full and fair compensation could be closer than you think.

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