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What Questions Do Insurance Companies Ask After an Accident?

What Questions Do Insurance Companies Ask After an Accident?

If you were severely injured in a car accident, you are likely facing extensive medical bills, lost wages, and overall economic distress. To recover compensation for your injuries, you will need to file an insurance claim with the at-fault driver’s insurance carrier.

However, before speaking with an insurance adjuster, you should keep in mind that the insurance adjuster won’t have your best interests at heart. At the end of the day, the insurance adjuster will do what they can to protect their bottom line. For such reasons, it is important to be prepared and answer questions cautiously when speaking with an insurance adjuster.

Common Questions Insurance Adjusters Ask

Insurance adjusters will ask your questions to conduct a thorough investigation of the accident. Therefore, there are questions you should absolutely answer when asked. However, there are some questions that you should answer cautiously to protect yourself if you need to file a personal injury claim.

Common questions asked by insurance adjusters after a car accident:

  • When did the accident occur? Please state the date and time.
  •  Was there a police report?
  •  What is the year, make, and model of the vehicle you were driving at the time of the accident?
  •  Were there any other vehicles involved?
  •  What type of damage was done to your vehicle?
  •  Is your vehicle in need of repairs? If so, what repair shop did you take it to?
  • Was anyone injured during the accident?

*Tip: Answer questions factually without opinions to avoid potential issues in the future.

Common questions asked by insurance adjusters that you should answer cautiously:

  •  In what direction were you traveling when the accident occurred?
  •  Were you wearing your seatbelt at the time of the crash?
  •  How did the crash occur, and what position was your vehicle at the time of the accident?
  •  Did the weather play a role in the accident?
  •  Did anyone witness the crash? If so, can you share their contact information?
  •  Were you treated by a paramedic or transported to a hospital?
  • Did you sustain injuries during the accident?

How you answer these questions can affect your ability to get the compensation you deserve. For guidance, contact us today at (888) 273-1045 to schedule a case review!