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Exploring Your Compensation Options After a Work Injury

Exploring Your Compensation Options After a Work Injury

Texas is home to hard-working men and women who play vital roles in the fabric of our society. While some jobs may be more dangerous than others – especially those in construction, manufacturing, and industrial settings – any worker can face risks of suffering injury or illness as a result of performing job-related duties. When they do, securing needed benefits and compensation becomes critical to obtaining medical care and making ends meet.

At The Daspit Law Firm, our Houston injury attorneys are passionate about protecting the rights of injured victims, including those who suffered harm in the course of performing their jobs. Because the process for seeking compensation after a work injury can be confusing for many, and because there may be unique legal issues involved that impact which options you may be able to pursue, our firm wants to provide important information about work injuries and what options you may have available when it comes to a financial recovery.

While every work injury case is different, there are a few general options workers can explore after being hurt on the job. These include:

  • Workers’ Compensation – Most people know about workers’ comp, which is a form of insurance most employers must carry by law. Workers’ comp can be a vital source of compensation because it provides benefits (medical care, wage replacement, vocational therapy, etc.) to employees who suffer harm in the course of their work, no matter who was at fault for their accident and injury. Because the process can be confusing, and because taking the right steps can make the difference between receiving the right benefits or being denied or underpaid, working with an attorney to navigate the workers’ comp system is crucial.
  • Third-Party Personal Injury Lawsuit – There are some work accident cases where injured workers may have the ability to seek compensation outside of their employer’s workers’ comp insurance. These most commonly involve cases where job-related accidents are caused by a negligent third party, such as a negligent contractor or contractor’s employee that causes a preventable construction accident on a work site. Personal injury lawsuits are civil claims, and they require victims to prove elements of negligence and causation. Though they require evidence that meets a burden of proof, successful personal injury suits can provide victims with more robust financial recoveries, including compensation for damages not available under workers’ comp (i.e. pain and suffering).
  • Product Liability Lawsuit – Many workers rely on tools, machinery, equipment, and other types of products to perform their work. When those products are defectively designed, manufactured, or marketed in ways that make them unreasonable dangerous, however, workers can suffer preventable harm. As such, they may have the right to seek compensation by filing a personal injury lawsuit against a manufacturer under product liability laws.
  • Toxic Torts – If exposure to toxic substances in the workplace causes an occupational disease or other types of injuries and losses, workers may have the right to file a toxic tort against the manufacturer. Toxic torts can be complex cases defended against by powerful companies, which is why they demand the insight of proven lawyers.
  • Premises LiabilityPremises liability laws obligate property owners to keep their premises free from avoidable hazards that can foreseeably cause harm to visitors and guests, including any workers who may visit the property in order to perform a job. Depending on the circumstances, workers injured on another’s property may be able to pursue civil legal action against a negligent property owner under premises liability laws.

If you or someone you love has suffered harm on the job – whether it be a work-related injury or an occupational illness – you can find the support and representation you need with The Daspit Law Firm. Our attorneys are readily available to help residents across Houston and the state of Texas explore their rights and options when it comes to seeking compensation after a work injury, and offer free case evaluations during which we can explain how we may be able to guide you through the process. Contact us for a free consultation.

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