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Understanding Trucking Companies & Insurance Providers

Understanding Trucking Companies & Insurance Providers

Trucking companies are large corporations with extensive financial assets and resources. Because trucking companies are engaged in a dangerous industry – one in which their trucks pose significant risks to other motorists on public roadways – they typically have large commercial insurance policies. By understanding the motives of trucking companies and their insurance providers, and by familiarizing yourself with the ways in which they handle personal injury claims, you can better understand the importance of working with an experienced lawyer when fighting for compensation after a truck accident.

Trucking & Insurance Companies Are Businesses
Commercial carrier insurance providers, just as with the trucking companies themselves, are large corporations. They are in business to collect premiums, not to pay out claims. Often, these companies do whatever they can to minimize or eliminate victims' claims.

Don't Settle for Less
Insurance companies or trucking companies themselves may try to settle with victims for far less than they deserve. Settling early on can save insurance providers considerable costs, and may result in less compensation than what a victim may have received should they have worked with an attorney who could negotiate or litigate on their behalf. It is best to never accept a settlement offer without first consulting with a lawyer.

Extensive Resources
It is also important to remember the fact that insurance and trucking companies have extensive resources at their disposal. This means that they have the means to aggressively fight claims. They conduct investigations and many employ their own experienced legal teams. Because they are working against you, having an advocate on your side to level the playing field is crucially important.

At The Daspit Law Firm, Houston personal injury Attorney John Daspit is a former insurance defense lawyer who knows how the "other side" operates. With his experience and insight, he is better able to represent victims who wish to file personal injury or wrongful death claims against powerful trucking companies and large insurance providers.

If you or your loved one has recently been injured in a truck or 18-wheeler accident, allow a member of our legal team to review your case during a free case evaluation or call (713) 364-0915 for a FREE consultation.