Houston Car Accident FAQ
Frequently Asked Questions About Texas Accident & Injury Claims
At The Daspit Law Firm, our Houston car accident lawyers understand how
difficult a car accident can be for a victim and their loved ones. Whether
you are facing serious injuries, heavy financial debt, or other losses,
you should know that you have legal options and there is help available.
If you are seeking information on what to do after a Texas car accident,
take a moment to review the answers to some of the most frequently asked
Review the information below with your circumstances in mind. If you have
further questions regarding your specific situation, or are prepared to
take legal action,
contact The Daspit Law Firm now to request a free initial case evaluation.
Should I talk to my insurance company?
It is very important to speak with your insurance company. One of your
primary concerns after an accident should be to
determine the cost of damages and injuries incurred. Depending on the type of insurance you have and whether the other drivers
were insured or not, your insurance company may help you determine if
you are entitled to compensation. If your insurance is able to cover the
losses and expenses of an accident, then you may focus on your recovery.
However, you should not speak with the other drivers' insurance companies.
A statement made to another insurance company may be used against you
in a lawsuit. Even a statement as simple as "I'm sorry" might be construed
as assuming liability for causing an accident. Consult an experienced
attorney to help you get informed about insurance liability, and to help
you obtain a clear understanding of how your insurance will affect your
recovery after a car accident.
Will my insurance go up if the accident wasn't my fault?
Even if a collision was not caused by your actions, your car insurance
may still increase. Many insurance companies consider any form of an accident
as a good reason to increase insurance payment. However, every case is
different, so you should not make any assumptions on the outcome based
on general practices. You may be able to
avoid an insurance increase by settling a claim with the other driver's insurance company. When you work with the Houston
car accident attorneys at our firm, our team may review your unique circumstances
and help you find a positive resolution.
How can an attorney help me?
There are many ways in which a legal professional can help you after an
accident. Whether you need help understanding your rights and legal options,
negotiating with the insurance company, or ensuring that you recover the
maximum compensation possible, legal guidance is available. Our Houston
car accident lawyer has already
recovered millions in damages for our clients, and our team is prepared to help individuals who have been injured in
car accidents. If you are trying to pursue an effective course of legal
action after a car accident, trust a firm that has handled complex matters
of personal injury with success.
We operate on a
contingency fee basis-we do not get paid unless you win!
Should I file a car accident claim?
If you have suffered injury or property damage, you have the right to pursue
compensation for your losses. Like the compensation awarded to you with
driver insurance, a personal injury claim is meant to help you return
to the state you were in before the accident occurred. Depending on the
circumstances of an accident,
insurance may not cover the full costs of the incident-especially when serious injuries are involved, individuals may face years
of medical treatment and an inability to work long after an accident.
If insurance does not compensate for the full amount of your losses, you
may take action to protect your entitlements by filing a personal injury claim.
How much compensation am I entitled to?
There is no way to know exactly how much compensation you will recover,
whether from driver insurance or a car accident claim. Every case is different,
and the outcomes are based in part on the negotiations between your attorney
and the insurance company. Generally, the amount of compensation awarded
is based on the severity of the damages. In car accidents and other matters of
personal injury, compensation is often categorized as either economic damages or noneconomic damages.
Economic damages may include:
- Medical treatment
- Property damage
- Lost wages
- Out-of-pocket expenses
Noneconomic damages may include:
- Pain and suffering
- Loss of companionship
- Loss of earning potential
- Loss of ability to enjoy life
What if the other driver denies liability?
It is not uncommon for a driver and/or his or her insurance company to
deny liability for an accident in order to avoid paying out a claim. When
this happens, the burden of proof falls on the victim. It is important
to involve a skilled, proven car accident lawyer who is familiar with
strategies for proving auto accident liability. The Daspit Law Firm can
help you understand your rights and come up with a plan of action to ensure
that the appropriate parties are held responsible for paying your bills.
Can I get compensation if I think the accident may have been my fault?
Even if you think you may have been partially at fault for a car accident,
don’t assume that you aren’t eligible to claim compensation.
Texas follows the modified comparative negligence rule when it comes to
injury claims. This means that as long as you are found to be less than
51 percent at fault for an accident, you can still recover some damages.
If you are found more than 51 percent at fault for an accident, you will
not be able to claim compensation.
There are many factors that can cause an accident, so talk to an attorney
about your specific case. An investigation of your accident may reveal
a cause you may not have even been aware of, such as a poorly designed
or maintained roadway or missing traffic signs/signals. Our team has handled
countless car accident cases and knows how to get our clients the compensation
they are rightfully owed.
Take Advantage of Our Free Case Evaluation—
Call (888) 273-1045
Fighting to recover compensation after a car accident should not put you
further into debt. That is why The Daspit Law Firm operates on contingency
fees, which means that we do not collect attorney fees unless you are
awarded compensation. This allows you to focus on your health, while we
focus on restoring your financial state. Whether you have suffered serious
injuries or lost a loved one to wrongful death in a car accident, you
may explore your legal options and take action to protect your future.
Schedule a free consultation with our personal injury team and get help securing your entitlements!