It is very important to speak with your insurance company. One of your primary concerns after an accident should be to determine the cost of damages and injuries incurred. Depending on the type of insurance you have and whether the other drivers were insured or not, your insurance company may help you determine if you are entitled to compensation. If your insurance is able to cover the losses and expenses of an accident, then you may focus on your recovery.
However, you should not speak with the other drivers' insurance companies. A statement made to another insurance company may be used against you in a lawsuit. Even a statement as simple as "I'm sorry" might be construed as assuming liability for causing an accident. Consult an experienced attorney to help you get informed about insurance liability, and to help you obtain a clear understanding of how your insurance will affect your recovery after a car accident.
Even if a collision was not caused by your actions, your car insurance may still increase. Many insurance companies consider any form of an accident as a good reason to increase insurance payment. However, every case is different, so you should not make any assumptions on the outcome based on general practices. You may be able to avoid an insurance increase by settling a claim with the other driver's insurance company. When you work with the Houston car accident attorneys at our firm, our team may review your unique circumstances and help you find a positive resolution.
There are many ways in which a legal professional can help you after an accident. Whether you need help understanding your rights and legal options, negotiating with the insurance company, or ensuring that you recover the maximum compensation possible, legal guidance is available. Our Houston car accident lawyer has already recovered millions in damages for our clients, and our team is prepared to help individuals who have been injured in car accidents. If you are trying to pursue an effective course of legal action after a car accident, trust a firm that has handled complex matters of personal injury with success.
We operate on a contingency fee basis-we do not get paid unless you win!
If you have suffered injury or property damage, you have the right to pursue compensation for your losses. Like the compensation awarded to you with driver insurance, a personal injury claim is meant to help you return to the state you were in before the accident occurred. Depending on the circumstances of an accident, insurance may not cover the full costs of the incident-especially when serious injuries are involved, individuals may face years of medical treatment and an inability to work long after an accident. If insurance does not compensate for the full amount of your losses, you may take action to protect your entitlements by filing a personal injury claim.
There is no way to know exactly how much compensation you will recover, whether from driver insurance or a car accident claim. Every case is different, and the outcomes are based in part on the negotiations between your attorney and the insurance company. Generally, the amount of compensation awarded is based on the severity of the damages. In car accidents and other matters of personal injury, compensation is often categorized as either economic damages or noneconomic damages.
Economic damages may include:
- Medical treatment
- Property damage
- Lost wages
- Out-of-pocket expenses
Noneconomic damages may include:
- Pain and suffering
- Loss of companionship
- Loss of earning potential
- Loss of ability to enjoy life
It is not uncommon for a driver and/or his or her insurance company to deny liability for an accident in order to avoid paying out a claim. When this happens, the burden of proof falls on the victim. It is important to involve a skilled, proven car accident lawyer who is familiar with strategies for proving auto accident liability. The Daspit Law Firm can help you understand your rights and come up with a plan of action to ensure that the appropriate parties are held responsible for paying your bills.
Even if you think you may have been partially at fault for a car accident, don’t assume that you aren’t eligible to claim compensation. Texas follows the modified comparative negligence rule when it comes to injury claims. This means that as long as you are found to be less than 51 percent at fault for an accident, you can still recover some damages. If you are found more than 51 percent at fault for an accident, you will not be able to claim compensation.
There are many factors that can cause an accident, so talk to an attorney about your specific case. An investigation of your accident may reveal a cause you may not have even been aware of, such as a poorly designed or maintained roadway or missing traffic signs/signals. Our team has handled countless car accident cases and knows how to get our clients the compensation they are rightfully owed.
Houston Car Accident FAQ
Frequently Asked Questions About Texas Accident & Injury Claims
At The Daspit Law Firm, our Houston car accident lawyers understand how difficult a car accident can be for a victim and their loved ones. Whether you are facing serious injuries, heavy financial debt, or other losses, you should know that you have legal options and there is help available. If you are seeking information on what to do after a Texas car accident, take a moment to review the answers to some of the most frequently asked questions below.
Review the information below with your circumstances in mind. If you have further questions regarding your specific situation, or are prepared to take legal action, contact The Daspit Law Firm now to request a free initial case evaluation.